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We try so hard to accomplish as much as possible. To be efficient. Get more done. Plan your downtime. We hear all this in countless books, videos, podcasts, and who knows where else. We squeeze ourselves dry to get more done and extract more from our time. Have you ever been truly bored? So bored that you have absolutely nothing to do? If you have, we often quickly find something to occupy ourselves with. Most likely, we grab our smartphones, or a housewife always finds some extra chores to do around the house. Nowadays, we’ve completely forgotten how to be bored. ...

It’s Fashionable Everyone around is saying that you need to set goals and achieve them. Then set new goals and achieve them again. If you don’t achieve them, you should feel guilty, experience a drop in self-esteem, and urgently find ways to learn how to achieve goals. There’s an even sadder scenario—falling into the other extreme and stopping doing anything altogether. The idea of achieving goals, like the idea of low-fat products in its time, is just an idea. Let’s look at a less popular approach to this theory. ...

Preface This should be the introduction where the author talks about how great our world is right now and how we can have a bank account (almost) without even leaving our phone, and all that. This review covers the free versions of both services. What Both Services Have in Common Ability to create an account from your phone. The option to make deposits and earn better interest rates than at your own bank. The ability to exchange currencies more favorably than at your bank. A higher risk of losing money compared to your bank. Let’s be honest, it all looks a bit scarier, right? Cards Both services offer physical cards. These days, everyone who can offers this option. With both services, ordering a card is a one-time payment (as long as you order it), around five euros. ...

As companies increasingly shift some of their work onto consumers, we find ourselves having to create accounts on various company websites. And now, we have to register on more and more websites. It’s not easy to remember all these passwords because each site has its own security requirements: some require you to use your email address as a login, others prohibit it; sometimes you need to add special characters like $&!#, while on other sites, this isn’t allowed. Some sites prohibit the repetition of characters in a password (e.g., no “111”) or force you to change your password every six months. ...

Many people consider cryptocurrency just another Ponzi scheme, while others believe that Bitcoin (BTC) will save the world. There are always a lot of different opinions about what is happening in the world, and often, people express these opinions just to draw attention to themselves. The Idea The idea is simply beautiful — giving control over funds directly to the holder, without the need for a middleman who needs to be trusted. At the same time, everyone is on their own, and if someone loses access to their assets, no one can help them recover them. As always, there are both positive and negative sides. I won’t tell the story of BTC here. ...