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We use our task managers incorrectly, perhaps. Perhaps their purpose is simply wrong. I’ve already written about why task managers are essentially graveyards for tasks in ToDo Apps - Graveyard for Tasks. And yet, we still pay the creators of these so-called “miracle programs” for them. In his book The Checklist Manifesto, Atul Gawande brilliantly describes the advantages of checklists, particularly in the medical field. After experienced doctors began using checklists, the number of incidents significantly decreased. ...

Sometimes we want to own things and simultaneously take responsibility for them. Other times, we prefer to rent, like with a car or an apartment, and shift the responsibility to the renter. Loans have helped developed nations reach great heights. This is discussed by the authors Daron Acemoglu and James Robinson in their book Why Nations Fail. Sometimes - it could be better to take a loan with the certain percentage instead of buying the whole apartment in cash (if You have enough cash). However, perhaps for this same reason, many countries sank during the 2008 financial crisis, while Germany wasn’t as heavily affected because it didn’t have as much leverage in the market. ...

We try so hard to accomplish as much as possible. To be efficient. Get more done. Plan your downtime. We hear all this in countless books, videos, podcasts, and who knows where else. We squeeze ourselves dry to get more done and extract more from our time. Have you ever been truly bored? So bored that you have absolutely nothing to do? If you have, we often quickly find something to occupy ourselves with. Most likely, we grab our smartphones, or a housewife always finds some extra chores to do around the house. Nowadays, we’ve completely forgotten how to be bored. ...

It’s Fashionable Everyone around is saying that you need to set goals and achieve them. Then set new goals and achieve them again. If you don’t achieve them, you should feel guilty, experience a drop in self-esteem, and urgently find ways to learn how to achieve goals. There’s an even sadder scenario—falling into the other extreme and stopping doing anything altogether. The idea of achieving goals, like the idea of low-fat products in its time, is just an idea. Let’s look at a less popular approach to this theory. ...

Preface This should be the introduction where the author talks about how great our world is right now and how we can have a bank account (almost) without even leaving our phone, and all that. This review covers the free versions of both services. What Both Services Have in Common Ability to create an account from your phone. The option to make deposits and earn better interest rates than at your own bank. The ability to exchange currencies more favorably than at your bank. A higher risk of losing money compared to your bank. Let’s be honest, it all looks a bit scarier, right? Cards Both services offer physical cards. These days, everyone who can offers this option. With both services, ordering a card is a one-time payment (as long as you order it), around five euros. ...